If you own a home or commercial property, there’s a good chance that at some point you will have to make a plumbing repair. Fortunately, most property owners have access to plumbing repair insurance. However, not all policies are created equal. There are two primary types of plumbing repair insurance: general and specific. A general insurance policy will cover all plumbing repairs, while a specific policy is more customized to your needs. Here’s a breakdown of each type and how they differ from one another:

What is general plumbing repair insurance?

A general plumbing repair insurance policy covers all plumbing repairs. This means that if your pipes freeze or break, you’ll be covered. This can be a great option for people who don’t know exactly what they need to repair. If you’re not sure what repairs to make, a general policy can give you the coverage you need to get the job done.

What is specific plumbing repair insurance?

A specific plumbing repair insurance policy is designed to meet your specific plumbing repair needs. A contractor will use this type of policy to repair specific plumbing issues such as frozen pipes, broken pipes, or back-ups. This type of policy is designed to meet the needs of contractors who work on large-scale commercial properties. If you own a home, a general policy will likely suffice. However, if you have a large commercial property with a high potential for plumbing repairs, a specific policy is the way to go.

How much does plumbing repair insurance cost?

The price of plumbing repair insurance will vary depending on several different factors. These include the type of policy you select, the size of your home or commercial property, and the location of your plumbing fixtures. If you’re in the process of shopping for coverage, be sure to shop around and do your research. You don’t want to get stuck with a policy that doesn’t cover your needs.

How much does it cost to repair a plumbing issue?

When it comes to the cost of repairs, there is no one-size-fits-all answer. However, you can use the following formula to determine the average cost of repair: Average Cost of Repair = (Total Cost of Repair) / (Total Number of Repairs). This formula will help you determine the average cost of repair for each type of repair. From there, you can apply this formula to your specific situation to determine the real cost of repair.

Summing up

Plumbing repairs are inevitable, but they can be costly. Thankfully, there are several different types of plumbing repair insurance available. A general policy will cover most repairs, while a specific policy is better suited for commercial properties with a high potential for large-scale repairs. When shopping for coverage, be sure to shop around and do your research. You don’t want to get stuck with a policy that doesn’t cover your needs.

Frequently Asked Question

When researching plumbing companies, use the word reviews or customer comments to find their review profile. Google reviews are found in the maps profile of each company. In there you can easily see what customers think of the service they got from each contractor.

Typical hourly rates for plumbers cost between $45 and $200. A journeyperson charges about $70 to $120 per hour, but they are only licensed to handle the most common household repairs. Complex problems or installations will require the help of a master plumber.
Most plumbers charge an average of $70 to $120 per hour before trip fees and materials. Rates can range as high as $200 or as low as $45.
Open ALL hot water sink fixtures, hot water bathtub or shower fixtures. Next, open all other hot water fixtures, such as in the kitchens, wet bars, etc. Run all of these hot water fixtures for 15 minutes, then shut the water off. This is also a good time to flush the hot water tank to remove sediment.
If your drain is clogged with ice cubes — then yes, boiling water can unclog a drain. But if your drain is clogged with the things that normally clog drains — grease, oil, dirt, hair, etc. — then no, boiling water isn't likely to help.
A smelly sink is usually caused by bacteria build up from grease, fat and food which have been flushed down the drain. These will then get stuck in the pipes causing the familiar rotten egg smell.
Cross-linked polyethylene, or PEX, is the new standard when it comes to repiping your house. Since it is made of plastic it is a more cost-effective alternative to copper. Pex is easier to install and lighter in weight, reducing shipping costs too.
A complete repipe can take anywhere from a few days up to a week. Smaller homes can be repiped in as little as two days, while large homes with multiple bathrooms can take much longer. However, it's important to note that you won't necessarily be unable to use your plumbing during that entire time.
If just a pipe or a section of your copper plumbing is leaking, you could just replace it with PEX piping. But if you have an old copper plumbing system that leaks frequently in different areas of your home, you may want to consider a whole-house repipe
Turn off the water supply to the leaking pipes and clean the area around the hole to be patched. Use a metal file to smooth any sharp edges that might cut through the patch. Apply the patch and repair clamp so it evenly overlaps the damaged section of pipe. Tighten the clamps to seal the leak.